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Orange County Disability Law Blog

Millions of Americans have no long-term disability insurance plan

If you have been injured in an accident, and you have good health insurance coverage, your insurer will help you pay for your emergency treatment, hospitalization and other medical expenses. However, if you are seriously injured and cannot return to work, health insurance won't help you with lost wages. For that, you will need some other form of insurance or benefits.

Many employers offer long-term disability insurance as an option with their benefits packages, but a great number of Americans choose to go without it. According to some reports, only 40 percent of employees choose to take out disability insurance when they have the option. And, of course, many more Americans don't even have the option.

Does an intellectual disorder qualify for benefits?

Children are the light of California resident's lives-from the pregnancy to the minute they are born; parents expect and hope for so much for their children. Having a disabled child is not only emotionally difficult but also financially-they have special needs that need to be catered to. families may need financial assistance to get their children the help they need and benefits from the Social Security Administration can be prove beneficial in this instance.

Social Security has a list of mental impairments that automatically qualify them for SSI benefits. Children can be automatically approved for SSI if they have a low IQ or if they meet all of the criteria laid out by the Social Security Administration. However, it is important to know that law has changed recently and the criteria for qualification has changed, the most important change being a renaming of the illness from mental retardation to intellectual disorder.

Knowledge and experience can help the SSD claim process

It is human to err and when the process is something as confusing as filling out a Social Security Disability claims application, Anaheim, California, residents are probably highly likely to err. Even though individuals conduct their initial research and assume they have all the necessary information to proceed correctly, their applications may be denied because of the basic mistakes or omissions they make in their application.

On the other end are those who have an injury or illness that would probably qualify them for receiving Social Security Disability benefits and have even gone through the application. But, they have a number of confusions and questions that prevent them from filing their claim. Without anyone to ask questions, they may make mistakes or provide incomplete documentation, resulting in a denied claim.

Those with severe PTSD may qualify for Social Security Disability

When people think of post-traumatic stress disorder (PTSD), most people tend to think of military veterans. After all, these individuals may have experienced intense conflict, witnessed many deaths or even had to go through a life-threatening situation. Most military veterans with PTSD can receive benefits from the U.S. Department of Veterans Affairs if they go through the proper channels.

However, PTSD affects many other people than soldiers. In fact, according to the National Institute of Mental Health, between seven and eight percent of people in the United States will likely experience PTSD symptoms at some point in their lives.

Report: SSDI backlog tops one million

He worked as a stone mason until a series of heart attacks forced him in his late 50s to stop working. He applied for Social Security Disability benefits in 2014, but his claim was denied. He appealed the decision, but died in November of last year following a fourth and final heart attack.

Ten months later, the Social Security Administration sent him word that his appeal had been successful and that he was eligible to begin receiving SSDI benefits.

Don't let the SSA backlog hinder denied claim appeal

California residents may be surprised to hear that the Social Security Administration shells out $197 billion in disability payments to 10.5 million in Social Security Disability benefits and 8 million in Supplemental Security Income. Though this may sound like a whopping number, the reality is that no one is getting rich receiving this payment-with an average payment of $1,037, it is barely enough to keep a family out of poverty.

Now, according to data revealed by the Social Security Administration, the benefits are coming too late. As many may be aware, one of the medical requirements for receiving disability benefits is that the disability must last longer than a year or could even result in death. And given current average wait time of two years and more than one million people on the wait list for an administrative appeal on their denied claim, some applicants end up getting their claim approved after they have passed away.

Can sickle-cell anemia qualify for SSD benefits?

One of the most difficult aspects of having an illness that prevents one from working, in addition to actually suffering from that condition, is that simply being disabled does not mean one qualifies for Social Security Disability (SSD) benefits. Being approved for benefits has a lot to do with the medical requirements, whether they are met and what information is gathered from those medical records.

One example of such a condition is a blood disease known as sickle-cell anemia. It is known as such because the body starts creating crescent shaped blood cells that are stuck in vessels and can block blood flow.

Relationship between nursing home care and SSI

The criteria for receiving supplemental security income is interesting in that the very factors that make a person eligible to receive them also make that same person more likely to need long term care in a nursing home facility that they may or may not be able to afford. Many people who receive SSI disability benefits will find themselves in a nursing home at some point or another in their lives and it is important to understand how that will affect their SSI benefits.

The bottom line for California residents to understand is that their benefits will almost certainly be affected-how much depends on the type of nursing home they are in and how long they are in it. This is where Medicaid, another federally funded program, comes into play.

Helping you navigate through eligibility rules

As mentioned previously on this blog, there are two federal programs administered by the Social Security Administration and since they also sound similar, many people get confused between them. However, the differences between Social Security Disability benefits and Supplemental Security Income were discussed thoroughly previously, so California residents can correctly determine which program to apply for.

However, certain conditions must be met in order to qualify to receive SSI benefits, and while some of them may be evident, such as income and age requirements, others, such as resident requirements, may catch people off-guard. Therefore, it is important to know in advance what criteria one must fulfill to receive the benefits they are entitled to.

Neuro-inflammatory issue from broken bones can lead to disability

Maybe you got hurt at work or perhaps you were in a serious car accident. Maybe you even hurt yourself playing sports or slipping. You may have felt grateful, at first, that your injury was only a broken bone.

After all, you have seen others suffer much worse injuries. Your bone was set, and then eventually your cast came off. The only problem was, your pain wasn't gone. In fact, it may have gotten worse as your broken bone healed.

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Anaheim, CA 92806

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