It’s safe to say that most Americans have heard of the Social Security Administration. After all, we all have Social Security cards. However, not everyone has heard of Social Security Disability Insurance. Even those who have may not know these three little known facts about Social Security Disability Insurance.
#1: More than 1-in-4 of 20 year olds will become disabled before retiring.
People who are 20 years old probably plan on working 47 years before retiring at age 67. According to the Social Security Administration, about 25% of them will not reach their goal.
Being young does not make you immune to debilitating diseases and life-changing accidents. For many, Social Security Disability Insurance will provide a critically important source of income at some point in their lives.
#2: The number of people qualifying for SSDI has increased.
This is true, even though a large number of first-time applicants are denied every year. The increase, which was predicted by the Social Security Administration, is happening in part because:
- Baby boomers, a large generational segment of American society, are at an age where disability is more common.
- Women have entered the workforce in large numbers and have worked long enough to accrue the work credits needed to qualify for SSDI.
Social Security Disability Insurance benefits have made a big difference in the lives of many disabled Americans.
#3: It is possible to work while receiving Social Security Disability Benefits.
SSDI recipients who want to work while receiving disability may be held back by fear. If they start working, how can they continue to qualify for SSDI? The Social Security Administration recognizes this and has developed some programs to assist people in re-entering the workforce or at least working at a part-time job.
The Ticket to Work Program offers support services and work incentives. Following the program guidelines should not affect a person’s disability payments unless they are no longer disabled.
As an example, let’s consider Susan, an SSDI benefit recipient. She was forced to quit her job as a teacher because of an aggressive form of cancer. Susan is in remission and may be ready to return to work. She is concerned that she may not have the strength and stamina to go back to her former job. Through the Ticket to Work program, she may be able to work part-time until she is sure she is ready for full-time work.
Do You or Someone You Know Need to Apply for Disability?
Get the help of an experienced Social Security attorney. The Social Security Disability Insurance application process can be long and frustrating. You need someone on your side who understands the system.
The attorneys at The Law Offices of Martin Taller have helped many clients receive the disability benefits they deserve. For a free consultation, call us at 714-385-8100. Though our office is located in Anaheim, we assist clients throughout Southern California.