Trying to file your own disability claim can become a real headache. Taylor discovered this as she attempted to submit a claim for Social Security Disability Insurance (SSDI) benefits. The forms and supporting documents were a little confusing. The real problems occurred when she ran across terms that related to when her disability occurred. So, Taylor’s best bet was to ask a Social Security lawyer what her ‘onset date’ was.
Applying for SSDI Benefits
The Social Security Administration (Social Security) manages SSDI benefits. This is the same federal government department that handles Social Security retirement and Supplemental Security Income (SSI).
To receive SSDI, you first submit an application and supporting documents. Social Security requires a long list of attachments. Of course, you will need to prove that you have a disabling medical condition.
As Social Security staff assess your application, they need to know when you became disabled. This date can be surprisingly challenging to figure out.
What the Onset Date Is
Finally, the answer to the question, “What is my onset date?”
But the answer is not necessarily simple.
First, you’ll have an alleged onset date. This is the date that you feel your disability actually began. You might pick a date that is your last date or work or the date of a significant medical development. For example, the date you were diagnosed with a serious condition might be your alleged onset date.
Unfortunately, Social Security workers may decide that your disability started on a different date. Some of the factors that might influence their determination include:
- Whether you worked (even part-time) after your suggested onset date.
- If you were incarcerated after your disability.
- Whether you received unemployment benefits.
If you disagree with the onset date assigned by Social Security, ask a Social Security lawyer for assistance. Also, in some cases, you might want to change the onset date you claimed when you applied for benefits. Again, your Social Security attorney can provide valuable assistance.
Why the Onset Date Matters
One reason involves when SSDI beneficiaries start receiving payments. Applicants generally have to go through a five-month waiting period before benefits kick in. So, if you claim your disability began on January 1, your benefits will not start until June 1.
Choosing the wrong date, whether your alleged date or your onset date, can cost you time and money. That’s why it is essential to ask a Social Security lawyer to help with your SSDI application.
Ask a Social Security Lawyer About Your Onset Date – and More
The application process can be long and frustrating, so you need someone to help you understand how it all works. The attorneys at The Law Offices of Martin Taller have more than 50 years’ experience. For a free consultation, call us at 714-385-8100. Though our office is located in Anaheim, we assist clients throughout Southern California.