In 1956, President Dwight D. Eisenhower signed a law that added the Social Security Disability Insurance (SSDI) program to the other programs offered by the Social Security Administration. Initially, SSDI benefits were provided to disabled workers between the age of 50 and 65. Our current system includes greatly expanded coverage for disabled workers of all ages. Okay, this is the history of SSDI – what can it actually do for you?
What Is Social Security Disability Insurance?
Often simply called SSDI, this government program is managed by the Social Security Administration. Though this is the same agency that handles Social Security retirement, the SSDI program is different.
Social Security retirement is paid once a person reaches retirement age. SSDI is paid to people who are no longer able to work because of a disabling medical condition. Many elderly people are unable to work or have to work restricted hours due to a medical condition. If they have not reached retirement age, they may qualify for SSDI.
Where Does the Money for SSDI Benefits Come From?
Workers in the United States pay a tax that helps fund Social Security, including SSDI. Called FICA taxes, workers pay part of the tax with their employers matching their contribution. FICA stands for the Federal Insurance Contributions Act.
How Does Someone Qualify for SSDI Benefits?
Individuals who apply for SSDI benefit have to meet Social Security Administration (SSA) requirements:
- First, the SSA will determine if you meet their definition of disabled:
- Are you unable to do the work you did before the onset of your disability?
- Have you been unable to learn or adjust to a different kind of work because of your medical condition(s).
- Is your disability or condition is expected to last for at least a year or to cause your death?
- Then, your work credits will be checked. If you have accumulated the right number of work credits, some of which must be accumulated in the years before the disability set it.
Individuals who are unable to work due to a medical condition may need to apply for SSDI benefits. Also, he or she may be eligible for Supplemental Security Income (SSI) benefit payments.
We Can Help with Social Security Disability Insurance Benefits.
The attorneys at The Law Offices of Martin Taller have helped many clients with Social Security Disability Insurance cases. For a free consultation, call us at 714-385-8100. Though our office is located in Anaheim, we assist clients throughout Southern California.