There are so many government programs, it can be hard to keep them all straight. When they use abbreviations or acronyms, it’s even harder. For example, what are SSA, SSDI, and SSI? You may have to search online or call a government office to learn more about benefits. Maybe you or a loved one can’t work because of a disability. If so, you need to read on to learn more Supplemental Security Income benefits. Maybe this is a benefit you need to apply for.
What is Supplemental Security Income?
SSI is a benefit program managed by the Social Security Administration (SSA), a branch of the United States federal government.
Social Security Disability Insurance (SSDI) is another program the SSA runs. However, SSDI benefits are different because applicants only have to prove disability, not income. In addition, SSDI benefits are funded by Social Security taxes. SSI benefits are paid from United States Treasury general funds.
Who can get Supplemental Security Income benefits?
Monthly SSI benefits are paid to people with limited income and resources. In addition, recipients must be:
- Age 65 or older;
- Blind; or
- Disabled.
People who meet SSI requirements may be eligible for monthly SSI benefits. However, not everyone qualifies.
How Can I Qualify for SSI?
When considering whether to pay SSI benefits or not, the SSA looks at the applicant’s income and resources. But what exactly does that mean?
Well, SSA considers income to be:
- Money received as wages,
- Social Security benefits,
- Pension payments,
- Food,
- Shelter
Not all income is counted. However, if you are married, part of your spouse’s income will be included. Parents’ income is included when calculating SSI for a child.
As for resources, you must own less than $2,000 worth of assets. The SSA counts the value of the following things you might own:
Real estate, bank accounts, cash, stocks, bonds.
As with income, not everything you own counts toward your resource limit. For example, your home and land where you live do not count toward your resource limit.
Would Supplemental Security Income benefits help you?
Social Security Administration rules regarding disability are often hard to understand. You need someone on your side. The attorneys at The Law Offices of Martin Taller have more than 50 years’ experience. For a free consultation, call us at 714-385-8100. Though our office is located in Anaheim, we assist clients throughout Southern California.
