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The Law Offices of Martin Taller
Call to speak to us now: 714-450-6689
Free consultations. Se Habla Español
Call to speak to us now
Free consultations. Se Habla Español

Understanding SSI, FRA and other common Social Security terms

SSI, AIME, and FRA are all terms commonly seen on social security claims and paperwork relating to them, but to those who are already feeling overwhelmed by the process, these words could be the last straw of patience. In order to ensure that one fills out the claim correctly and accurately, it is important to know what these terms refer to.

SSI is supplemental security income; the program funded by general tax revenues and is aimed to help people who are over 65, blind or disabled with a limited income. AIME refers to the average indexed monthly earnings and is used to calculate one's personal social security benefit. Past earnings are adjusted for inflation to arrive at one's AIME and the highest 35 years of earnings are used in the calculations.

The age at which one becomes eligible to receive full retirement benefits is known as full retirement age (FRA). it is calculated according to the date of claimant's date of birth. Even though people can claim benefits before their FRA, that would mean they would receive a reduced benefit amount permanently. Similarly, delayed retirement credits are incurred when someone holds off on filing for Social Security past their full retirement age-this means a recipient could receive an eight percent increase in payment for each year delayed. These benefits however stop accruing at the age of 70, which means that is considered the latest age to file for benefits.

There are many more terms that are used in the application and a lot of requirements that must be fulfilled before one can complete the application. However, an introductory understanding can make applicants more comfortable with the process and an experienced attorney could further help individuals through it.

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The Law Offices Of Martin Taller

2300 E. Katella Ave. Suite 440
Anaheim, CA 92806

Toll Free: 800-304-4404
Phone: 714-450-6689
Fax: 714-385-8123
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Our office is located close to major freeways and is near the Anaheim train station.

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