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Call to speak to us now
Free consultations. Se Habla Español

social security disability Archives

SSD fraud highlights recipient's vulnerability

Disability insurance is an important part of the Social Security System. As mentioned previously, only those who have worked and contributed to the system receive Social Security Disability (SSD) benefits, when they demonstrate a qualifying disability. They are hardworking, honest people who rely on these federal benefits to get by, which is why it might come as a shock to Anaheim residents that perhaps, the biggest con in Social Security Disability has left hundreds of people in the lurch.

SSA backlog affecting SSD service provision

Understanding eligibility for Social Security benefits is a complicated process and individuals often need help understanding the process. The first place they turn to for assistance is often the Social Security Administration itself, but when turning to them, one must be prepared for a long wait. Anaheim residents may be dismayed to hear that the SSA is short staffed not only on the customer service line, but also leaves people waiting daily for long periods outside field offices. Budget cuts have left people waiting for a hearing on disability insurance claims for over 600 days.

The relationship between returning to work and SSD benefits

A previous post here focused on the misconceptions surrounding Social Security Disability benefits for mental illnesses and other conditions that are difficult to prove, such as back pain and anxiety. As mentioned previously, one of the issues is that people believe SSD recipients are discouraged from working once they begin receiving benefits, but this is not the case. In fact, the Social Security Administration builds incentives into the benefits, encouraging people to return to the workforce without losing SSD benefits for a specific time period.

What are survivor's benefits?

The death of a spouse can be emotionally devastating, but when the person was the main source of income in the family it can also be financially devastating as well. When the decedent was disabled and receiving Social Security Disability benefits, their death means uncertainty for the surviving spouse as they try to figure out if the benefits they were relying on will continue to be paid to them by the Social Security Administration. For the approximately five million widows and widowers receiving SSD benefits on their spouse's earning record, these monthly checks are probably the tool keeping them out of poverty.

Understand the link between work credit and SSD benefits

California residents may be aware that Social Security Disability benefits are linked to work. People must have completed a minimum amount of work to qualify for SSD benefits. Work credit qualifications are the foundation for SSD benefits. Without them, the question of medical qualification is not even considered. A person's credits remain on record when an individual stops working and additional credits are added on to them when the person resumes working. Generally, a person can earn four credits a year and one credit in 2017 was received when someone received $1,300 in covered earnings. However, as there are different types of SSD benefits, there are differing numbers of credits to qualify.

An overview of SSD benefits

Where previously the aim of the Social Security program was to reduce poverty among seniors, it has broadened over time to protect against the risk of losing income from work, whether that income is lost due to retirement, disability or the "breadwinner's" death. At the end of 2016, 61 million people across the country were receiving Social Security benefits, of which 68 percent were retired and 18 percent were survivors or children of workers who had earned benefits, and 14 percent were disabled workers.

Choose wisely when considering help with SSD claims

As mentioned in a previous post here, depending on a person's individual circumstances, the Social Security Administration periodically reviews the status of applicants to ensure that they should continue to receive SSD benefits. The process can be daunting as it approaches, as many may fear that they could lose the financial assistance they have come to rely on, but the reality is that they are rarely revoked. However, it is always beneficial to have someone explaining the process by one's side, but it is important to know who to rely on for guidance.

Can I receive SSD benefits for the rest of my life?

When a Social Security Disability benefits claim has been filed and approved, and the benefits are expected to begin coming in soon, the recipient may think the process is finally complete. But, is this true? Does someone continue to receive SSD benefits for the rest of their life once they are approved?

When are SSD claims expedited?

The backlog in processing times for Social Security Disability benefits claims has been highlighted recently, with some estimating that it can take up to three years before someone receives their first SSD benefit. Many people do not survive to see their claim become successful and others often give up when their claim is initially denied, as is often the case. Anaheim residents may not know that there are certain fast track processes that could get a deserving party benefits faster.

Should I file a new claim if my SSD claim is denied?

As has been mentioned previously on this blog, most first time Social Security Disability claims are denied. There are a number of reasons for this, including an insufficient amount of medical evidence or ineligibility due to work credits. When a claim is denied, many end up filing a new disability claim. But is this the right course of action?

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Anaheim, CA 92806

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