Federal programs like Social Security Disability Insurance offer benefits to people unable to work due to a disability. The State of California also offers the California Disability Insurance program, which offers short-term benefits to workers with full or partial loss of wages because of a non-work-related illness, injury or pregnancy. If you are unable to work due to a disability, and live in California, California disability insurance may provide the extra support you need.
What does California disability insurance consider to be a disability?
Disability is defined as “an illness or injury, either physical or mental, which prevents you from performing your regular and customary work. Disability also includes elective surgery, pregnancy, childbirth, or other related medical conditions.”
What benefits are available through California disability insurance?
For those who qualify, benefits are available for up to 52 weeks. The amount of the monthly payments varies and is about 60 to 70% of the recipient’s income in the 5 to 18 months prior to the claim start date.
Am I qualified for benefits?
There are a number of things that must happen for a worker to be eligible for California disability insurance benefits. Basically, though a worker who cannot perform their regular work for eight days, who was employed or looking for work when the disability began or has lost wages due to the disability may receive benefit payments. For a complete list of eligibility requirements, go to the State of California Employment Development Department website.
How can I apply for California disability insurance?
Applications can be submitted online or by mail. You will need to provide information about your employment and your condition, as well as supporting documentation.
To file online,
- You will first need to register at Benefit Programs Online.
- Then login and file a new claim.
- Your physician will complete and submit a medical certification of your condition.
Your application will be processed, and you will be notified about your claim’s status.
Sound a Little Confusing?
Navigating any government agency can be frustrating. Having someone on your side usually helps.
For a free consultation with an experience Social Security attorney, consult with an attorney at The Law Offices of Martin Taller. Call us at 714-385-8100. We assist clients through Southern California from our home office in Anaheim.