Living with a disability is not easy. It can affect your ability to work and do the things you love. Not only can a disability be a detriment to your income, but the medical bills can be costly too. When seeking help, you've probably considered applying for Supplemental Security Income. Maybe you've been denied a claim in the past, are looking to increase your benefits or are wondering how the application process works.
Social Security disability benefits are a safety net for individuals in Anaheim and across the nation who have been working but then suffered a severe injury or illness and now are unable to earn more than $1,130 monthly. These benefits help those in need make ends meet during a time when they are otherwise not able to support themselves financially. Back in 1990, less than 2.5 percent of Americans were receiving Social Security disability benefits. However, by 2015 the number of Americans receiving Social Security disability benefits rose to 5.2 percent.
For some, 2016 was a year marked with joy and celebration. New babies were born, marriage vows were said, promotions were granted, and life was good. However, for some in Anaheim, 2016 brought a serious injury or illness, causing emotional and financial stress on top of the physical pain and suffering endured. Sometimes these injuries and illnesses kept a person from working, in some cases permanently. When one is left unable to earn a living wage, they may find it difficult to meet their basic living expenses.
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Many jobs come with hazards that could cause serious, debilitating and permanent injuries. When an Anaheim resident suffers this kind of injury on the job, long-term disability benefits might not last as long as needed. When benefits are needed beyond long-term disability because an individual is no longer able to be in the workforce, applying for benefits from the Social Security Disability Insurance (SSDI) program might be the next step.
A couple of months ago, we wrote a post about the disability onset date. In that post, we outlined how the Social Security Administration will determine your disability onset date, which is integral to determining when you were officially "disabled," and thus agree upon when they can back date your payments.
When you hear the words "Social Security Disability," it is easy to erroneously think that Social Security is all about people living with disabilities or without the means to work a full time job and, thus, are in need of financial benefits to aid them. But Social Security encompasses many other areas. Retirees need Social Security; children, in certain cases, need Social Security; people without financial means need Social Security.
People who are applying for Social Security Disability Benefits, or people who are studying up on the topic, are often left confounded and confused by how complicated the system is. There are a lot of rules and a lot of processes that need to be followed, and so it is only natural that anyone in this position would be left with a lot of questions. This is inherent to Social Security Disability Insurance. People want, and need, their questions answered.
A couple of weeks ago, we wrote a post about the disability onset date, and how this critical factor is a part of the application process for Social Security disability benefits. Today, we'd like to talk about the application in a general way. There are a lot of factors that go into an individual applying for Social Security Disability Insurance of Supplemental Security Income. Knowing this before "the grind" begins is critical to keeping your spirits up.