Certain dates in life are more important than others. When it comes to your disability claim, you may hear about one day that weighs heavily on your claim: the onset date. In this article, we will look more closely at the onset date and when your disability actually started.
What is the onset date?
The Social Security Administration (SSA) manages both the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs. While assessing your application, the SSA needs to know when you became disabled. The “Onset Date” is the date on which your disability started.
Sometimes the SSA will assign an onset date, then change it later in the application process.
Why does the onset date matter?
SSDI applicants have a five-month waiting period before they can begin receiving SSDI benefits. The five-month waiting period starts on your Onset Date. If you claim your disability began on January 1, your SSDI benefits should start on June 1. However, if the SSA caseworker decides your Onset Date is March 1, your benefits would not start until August 1.
Sometimes backpay is given to beneficiaries. Your Onset Date also affects when your backpay starts, so it’s best to go as far back as possible.
The onset date generally does not affect SSI claims.
What can I do to make sure my onset date is right?
The SSA may first assign an “alleged onset date.” After further review, an “established onset date” may replace the alleged onset date.
When you complete your SSDI application, you’ll have to enter a date that you feel your disability started. Many people struggle with this date. Sometimes an injury or disabled occurred over time. Some conditions are very mild, then gradually progress. You may choose the last date you worked. No matter which date you enter, though, make sure you have medical evidence proving your disability.
Your Onset Date Can Be Hard to Understand, so Give Us a Call.
Are you or a loved one unable to work due to a disability? Have you considered applying for SSDI benefits? If so, it’s important to talk to a disability lawyer as soon as possible to protect your onset date.
The attorneys at The Law Offices of Martin Taller have helped many clients resolve SSDI and SSI issues. For a free consultation, call us at 714-385-8100. From our office located in Anaheim, we represent clients throughout Southern California.
